Digital Lending

In today’s highly competitive environment, a differentiated approach is necessary to keep and maximise existing clients, and to acquire favourable customers. From application capturing to a recommended decision based on a credit policy, our digital lending solution automates the entire process for you, reducing your cost and managing your risk when onboarding new customers.

The Digital Platform for Smart Lending

CRIF Lending Journey is a cloud native and API-based, white label end-to-end solution that speeds up the process of offering financial products through self and assisted digital channels with pre-built customer journey for individuals and SMEs. It integrates in one platform all best-in-class data, insights and capabilities offered by CRIF and third partners, such as Digital Onboarding, KYC/KYB, Open Banking and AI creditworthiness evaluation.

Our simple integration and streamlined processes are designed to help you:

Accelerate digital transformation with state-of-the-art technology.

Reduce time-to-yes and operative costs through automation of origination processes.

Target new customer segments and boost the acquisition process.

Respect compliance with best-in-class eKYC solution, leveraging AI algorithm for biometric checks and document verification.

Product Highlights

Real-time customer verification (KYC) to be compliance-ready.

Support for SME’s and consumer use cases, from customer onboarding to disbursement.

Digital signature in respect of local regulation.

Opening finance module to integrate alternate data sources to increase the acceptance rate.